Estate planning is one of the most important steps you can take to protect your family and your legacy. But if you’re just starting out, you may find yourself asking: Should I have a will, a trust, or both?
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Jana Davis Lamanna is experienced in the areas of probate/trust/estate litigation, divorce/family law, probate administration, estate planning, guardianship and conservatorship law, and assisted reproductive technology law.
Estate planning is one of the most important steps you can take to protect your family and your legacy. But if you’re just starting out, you may find yourself asking: Should I have a will, a trust, or both?
The truth is, there’s no one-size-fits-all answer. Wills and trusts serve different purposes, and the right choice depends on your goals, your assets, and your family’s needs. Let’s walk through the key differences so you can feel confident about your estate plan.
A will is a legal document that explains how your property should be distributed after your death. It can also designate guardians for minor children and name an executor to handle your estate.
A trust is a legal arrangement where you (the grantor) transfer assets into the trust, managed by a trustee, for the benefit of your chosen beneficiaries.
| Feature | Will | Trust |
| Goes through probate? | Yes | No (if funded properly) |
| Covers all assets? | Only those in your name | Only those transferred into it |
| Cost to set up? | Typically lower | Higher upfront cost |
| Privacy? | Public record | Private |
| Flexibility? | Limited | Highly flexible |
| Names guardians? | Yes | No (needs a will for this) |
In many cases, the best estate plans include both a will and a trust. For example:
By combining the two, you create a plan that covers all bases—protecting your loved ones now and in the future.
At TN Probate Lawyer, we know how overwhelming these decisions can feel. Attorney Jana Lamanna and our team have helped countless families in Shelby County navigate wills, trusts, and probate. We take the time to understand your unique goals and craft a plan that gives you peace of mind.
Whether you’re starting fresh or updating an old estate plan, we’ll walk you through your options so you can make the best choice for your family.
Choosing between a will and a trust isn’t just about legal documents—it’s about protecting your loved ones and preserving your legacy. A well-planned estate can prevent family disputes, reduce stress, and ensure your wishes are honored.
If you’re ready to take the next step in your estate planning journey, contact TN Probate Lawyer today. We’re here to guide you with experience, compassion, and clarity.
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